Page 19 - 2023 Annual Report
P. 19

Fostering Financial Well-Being








                             Competitive Solutions
                             We are committed to empowering individuals and communities through accessible
                             financial solutions.
                                Mortgages                           Premium Summer Pay
                                Home Equity Loans                   Special Purpose Club Accounts
                                Auto Loans                          Checking Accounts
                                Student Loans                       Certificate Accounts
                                   ®
                                Visa  Credit Cards                  Money Market Accounts
                                Personal Loans                      Individual Retirement Accounts (IRAs)

                             Personalized Services
                             We offer personalized services whether you prefer to talk to someone at a branch, over the
                             phone, or take care of your financial matters with our digital services.
                                Financial Checkups with a Certified      Over 80,000 Surcharge-Free
                               Financial Counselor                 CULIANCE “CU Here” ATMs
                                First-Time Homebuyer Program        Medallion Signature Guarantees
                                Retirement and Investment Planning    Notary Services


                             Educational Resources
                             Educational Systems University offers information and guidance to help you make informed
                             financial decisions.
                                Seminars and Webinars               Financial Literacy Programs for
                                Online Courses                     K-12 Classrooms, Parents, and
                                                                   College Students
                                Library of Articles and Podcasts




          Here to help






                         Speak to a Credit Union Ambassador at a branch or by calling the Contact Center. Our Business
                         Development team visits schools as well as education-related organizations and businesses to provide
                         financial guidance and seminars.



                         Transfer funds, pay bills, deposit checks, stop check payments, update contact information, and more
                         with Digital Banking on a desktop computer or mobile app.



                         Visit esfcu.org for online membership and loan applications. You’ll also find tools and resources to help you
                         make informed financial decisions when buying a vehicle, purchasing a home, saving for retirement, and
                         navigating life’s milestones.





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