Page 2 - 2023 Annual Report
P. 2

‘23                            INITIATIVES AND





                                             MILESTONES



                   Our achievements in 2023 were driven by our commitment to providing
                   competitive solutions, personalized service, and educational resources.



                   First-Time Homebuyer Program                          Educational Systems University
                   We introduced a First-Time                            We introduced Educational Systems
                   Homebuyer Program offering                            University to offer financial literacy
                   customized guidance and resources                     programs to K-12 classrooms,
                   to prepare and support members                        parents, and college students.
                   through their home buying journey.




                   MessagePay                                            Easton Branch
                   The Credit Union introduced                           We celebrated the Grand Opening
                   MessagePay text and online payment                    of our Easton Branch to serve the
                   options, making loan payments more                    education community on the Eastern
                   convenient.                                           Shore of Maryland.




                   Early Release Paycheck                                School Partnerships
                   We introduced Early Release                           We expanded our commitment to
                   Paycheck to give members access                       Support Education by signing
                   to their Direct Deposit up to two days                partnership agreements with
                   before their regular payday.                          Howard County and Frederick County
                                                                         Public School Systems.




                   Support Education Sponsorships                        Junior Achievement
                   The Credit Union proudly sponsors                     We expanded our financial education
                   reading programs and educator                         programs to include Junior Achievement
                   appreciation nights in partnership                    on the Eastern Shore. The program
                   with the Bowie Baysox, Frederick                      promotes financial literacy, career
                   Keys, and Southern Maryland Blue                      readiness, and entrepreneurship
                   Crabs baseball teams.                                 to students.
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