AUTO LOANS
Wrap Up the Year with a New Ride and $300
Get $300 when you finance or refinance your auto loan.
CERTIFICATES
Earn 5.25% APY with our 21-month Certificate
Limited-Time Offer
$500 in new money required
$500 in new money required
BEST CREDIT UNION
Thank you, Southern Maryland!
Recognized as Best Credit Union
We're proud to be recognized as Best Credit Union in the 2026 Best of Southern Maryland
We're proud to be recognized as Best Credit Union in the 2026 Best of Southern Maryland
Zelle® is now available in Digital Banking!
Zelle® is a fast and easy way to send, receive and request money with people you know and trust.
Put your home’s value to work this fall
Use a Home Equity Loan with no closing costs. Buying or refinancing? You may also qualify for up to $2,500 toward closing costs on a Mortgage Loan.
Premium Summer Pay
Start planning for next summer
Earn 4.00% APY with Premium Summer Pay and build your savings throughout the year.
Financial solutions
Wrap Up the Year with a New Ride and $300
Get $300 when you finance or refinance your auto loan.
Learn More
End the Year Strong with a 5.25% APY* Certificate
Open a limited-time 21-month Certificate with a deposit of $500 in new money and enjoy predictable growth.
Apply Now
Current Rates
21-month Certificates
Star Member rate as high as
5.30%APY
Auto Loans
as low as
4.24%APR
Home Equity Loans
as low as
6.50%*%APR
OUR COMPETITIVE EDGE
Why members choose Educational Systems FCU
- People First. We build meaningful relationships and serve our community with warmth, authenticity and purpose.
- Learning and Leading. We continuously invest in knowledge, growth, innovation and financial education.
- Vibrant. We show up with energy and enthusiasm to make a positive impact through meaningful action.
Donate to the Support Education Foundation
Help students and educators access the resources they need to succeed in school and in life.